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BMO Bank of Montreal

BMO Bank of Montreal bmo.com

Is BMO Bank of Montreal down right now? Live status and outage tracker

No, BMO Bank of Montreal is up.

No widespread outage detected. 1 user report in the last hour is within the normal range.

Live Last spike 6 h ago Updated just now Data refreshes every 5 minutes

Not working for you? Help centre

User reports, last 24 hours, 15 minutes a segment: 81 flowing 10 slow (elevated) 5 jammed (outage)

User reports, last 24 hours

620 reports in total, counted in 15-minute windows

In the last hour, 1 problem report came in for BMO Bank of Montreal, and at this time of day there are usually almost none. Over the last 24 hours there were 620 reports. Most recent reports were about app (48%) and website (19%). The last spike in reports was 6 h ago and lasted 1 h 15 min. These are user reports from Canada, where most people report BMO Bank of Montreal problems.

NormalClose to the usual level20 h 15 min · 245 reports
ElevatedMore than 1.5 times the usual level2 h 30 min · 117 reports
OutageMore than twice the usual level and far above the day's average1 h 15 min · 258 reports
Usual levelWhat a usual day sees at that timeAlmost none at this time of day

Reports, last hour

Same as the hour before

Uptime, 24 h

94.79%

1 h 15 min of outage

Last outage

6 h ago

Lasted 1 h 15 min

Busiest 15 minutes

82 reports, 7 h ago

Last 24 hours

BMO Bank of Montreal outages and problems

In the past 24 hours, 620 user reports came in for BMO Bank of Montreal. Counting only the 15-minute windows with a spike big enough to count as an outage, that comes to 94.79% uptime for the day.

The most recent spike big enough to count as an outage was 6 hours ago. The busiest 15-minute window of the day had 82 reports, about 7 hours ago.

Outage

Ended 6 h ago

Lasted 1 h 15 min

82peak reports
Outage

Ended 16 h ago

Lasted 2 h 45 min

19peak reports
Elevated reports

Ended 20 h ago

Lasted 15 min

10peak reports
Elevated reports

Ended 21 h ago

Lasted 15 min

12peak reports

This month

BMO Bank of Montreal in October 2026

Problem reports in October (since 28 October): 630

Monthly report for October 2026

What went wrong

What people said was wrong in recent problem reports for BMO Bank of Montreal.

App48%
Website19%
Online Banking18%
Mobile banking7%
Login7%
Funds Transfer3%

Share of 107 recent reports that said what was wrong.

World map

Where BMO Bank of Montreal problem reports come from

The map shows where recent problem reports for BMO Bank of Montreal came from in Canada. Big cities always send the most, so dots in many places point to a widespread problem, and one area far ahead of the rest can mean a regional one.

Outage now
Problems now
Normal

Each dot is a group of recent reports, coloured by how its country is doing now; bigger dots, more reports.

Map outlines: Natural Earth.

Last 30 days

BMO Bank of Montreal problem spikes, last 30 days

Since 28 October, BMO Bank of Montreal had 2 outage spikes and 3 periods of elevated reports. The longest lasted 2 h 45 min, on 28 October.

Outage

Thu 29 Oct, 03:00–04:15

Lasted 1 h 15 min

83peak reports
Elevated reports

Wed 28 Oct, 19:24–19:40

Lasted 16 min

10peak reports
Outage

Wed 28 Oct, 16:00–18:45

Lasted 2 h 45 min

19peak reports
Elevated reports

Wed 28 Oct, 14:15–14:30

Lasted 15 min

11peak reports
Elevated reports

Wed 28 Oct, 13:13–13:33

Lasted 21 min

13peak reports

A spike is a sharp rise in problem reports from users, kept exactly as this page showed it at the time. This history starts on 28 October 2026. Monthly reports for all services

Troubleshooting

How to fix BMO Bank of Montreal not working

BMO Bank of Montreal is up on our end, so if it won't work for you, the problem is most likely on your side. Work through these in order:

Your browser tries to reach bmo.com over your own connection, right now. Nothing is sent to us or stored.

Check the report level
Look at the status at the top of this page: it shows if user problem reports for the service are above their usual level, counted in 15-minute windows over the last 24 hours. A high level points to a wider outage, so retry later instead of reinstalling; this site does not ping or probe the bank.
Force quit the BMO app
Swipe the app away in the iPhone app switcher or close it from Recents on Android, then open it again. This clears a stuck sign-in screen or a blank dashboard without touching your account.
Switch networks and check the clock
Turn off Wi-Fi and retry on cellular data, or do the reverse; a weak signal or a captive portal can block the sign-in request. On iPhone, open Settings > General > Date & Time and turn on Set Automatically, because a manual clock can break secure connections.
Reinstall the BMO app
Delete the BMO app, restart the phone, then install it again from the App Store or Google Play and sign in. A clean install rules out a corrupt download. If the same error returns, open the BMO help centre page on resolving a complaint and describe the symptom and the exact message you see.

While BMO Bank of Montreal is down: what to use instead

Online banking in a browser If the app hangs on its loading screen, open the website in a browser on the same phone and sign in there.
Debit card A debit card works at the till when the app or mobile wallet will not complete a tap payment.
Telephone banking Telephone banking gets you balances and transfers when the website keeps timing out and you need to move money without a screen.
ATM An ATM lets you take out cash when card payments are failing and you need physical money.

Same time

Problems at the same time as BMO Bank of Montreal

Since 28 October, all 5 of BMO Bank of Montreal's spikes in problem reports overlapped a spike at another service.

When several services get problem reports at once, something they share, such as a cloud host or a network, can be the real cause. Matching times alone do not prove it.

Most often at the same time

How many of BMO Bank of Montreal's spikes overlapped one of theirs.

During the latest spike

BMO Bank of Montreal: Thu 29 Oct, 03:00 to 04:15

50 more services. Red dot: outage. Amber dot: elevated reports.

A spike is a sharp rise in problem reports from users, as the live pages showed it. Times are Central European time.

Busiest times

When people report BMO Bank of Montreal problems

The busiest hour for reports about BMO Bank of Montreal is 03:00 to 04:00 Central European time, and the busiest day is Wednesday.

By hour of the day

By day of the week

Each bar is the average number of user reports in that hour, or on that day of the week, from 22 days of reports since 5 October 2026. The busiest bar is highlighted. Spikes in reports are left out, so one outage does not set the pattern.

About

What happens when BMO Bank of Montreal goes down

BMO Bank of Montreal is a Canadian bank with personal and business accounts, and you can use its mobile app or online banking for daily money tasks. An outage interrupts sign-in, balance checks, transfers and bill payments, which can leave you stuck at checkout or short on cash.

Sign-in and balance screens tend to fail first, because the app and online banking need them before you can move money. Transfers and bill payments may stall or show a generic problem message, and Interac e-Transfers can fail to send or deposit. Card taps and ATM withdrawals may still work when the app is down, and problems can be regional or hit one channel at a time; the app may be down while online banking loads, or card payments go through. That split is common.

Servers and network

BMO Bank of Montreal IP address, servers and network

Checking bmo.com from our server…

Questions

BMO Bank of Montreal FAQ

Is BMO Bank of Montreal down right now?

The status at the top of this page shows whether user problem reports for BMO Bank of Montreal are above their usual level, counted in 15-minute windows over the last 24 hours. It does not ping or probe the bank's systems. To tell whether the trouble is only on your side, load another site on the same connection, switch between Wi-Fi and mobile data, try a different browser, and try a second device; if only one device or network fails, the problem is likely local, while the same failure across devices and networks points to the service.

Why does the BMO app fail to sign in while the website works?

The app and the website use separate sign-in sessions, so one can fail while the other still works; try the website as a test and check for an app update. If the website works, close the app and sign in again. If the app still fails, clear its cache if your phone allows it, then try once more.

Why did my BMO e-Transfer fail or stay pending?

An Interac e-Transfer can sit pending when the recipient has not accepted it or when the contact email or mobile number is wrong. Check the transfer status in online banking or the app and confirm the recipient details. If the money has left your account but the transfer shows no progress, use the help centre complaint path.

Why is my BMO account balance different in the app and on the website?

Pending card transactions and holds can make the available balance differ between the app and the website. Posted balances should match. Wait for those items to clear, then refresh both views before you call.

Can I use my BMO debit or credit card if the app or online banking is down?

Card payments usually run through separate card networks, so a store terminal can still approve a debit or credit purchase while the app or online banking is unavailable. A terminal decline does not prove the service is down. Try another card or call the number on the back of your card, and check the screen message before you blame an outage.

For your site

Put the BMO Bank of Montreal status badge on your site

Paste one of these into a web page, a blog post or a README. The badge shows the same status as this page, based on user problem reports. Browsers can keep a copy for up to 4 hours. It links back here.

HTML

<a href="https://isitdownrightnow.app/services/bmo/"><img src="https://isitdownrightnow.app/badge/bmo.svg" alt="BMO Bank of Montreal status" height="20"></a>

Markdown, for README files

[![BMO Bank of Montreal status](https://isitdownrightnow.app/badge/bmo.svg)](https://isitdownrightnow.app/services/bmo/)

The badge is a plain image: no scripts, no cookies. People who see it on your page load it from our server.

How we track BMO Bank of Montreal

The status on this page comes from user-submitted problem reports for BMO Bank of Montreal, counted in 15-minute windows over the last 24 hours. Each window is compared with the normal level for BMO Bank of Montreal, so a few complaints on a quiet day don't trigger anything, but a sudden jump well above normal does.

When reports climb well above normal, the status here changes to partial outage or major outage and the chart moves with it. BMO Bank of Montreal doesn't publish a public status page that we know of, so user reports are often the quickest sign that something is wrong on their side.