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Revolut: "Declined by your external bank"

Your own bank refused the card top-up

This shows on a failed card deposit when the bank that issued your card turned it down. Revolut can't see why, so only your bank can explain it.

Is Revolut down right now? Operational: 1 problem report in the last hour. If it were down for everyone, this error could come from there; right now it looks normal.
Fix it

How to fix "Declined by your external bank"

  1. Tap the failed deposit in your transactions to see the reason and refund time.

  2. Tap Download next to Statement and send that PDF to your bank.

  3. Ask your bank to look into the declined payment.

  4. Try Apple Pay, Google Pay or another card in the meantime.

  5. Expect the money back in your bank within 5 business days.

From Revolut's help pages: help.revolut.com, in our words. Checked on 11 November 2026. If the steps do not help, Revolut's own support is the next stop.

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